Hippo Holdings Inc. (HIPO) Q4 2022 Earnings Call Transcript

Hippo Holdings Inc. (NYSE:HIPO) Q4 2022 Results Conference Call March 2, 2023 5:00 PM ET

Company Participants

Cliff Gallant – Investor Relations

Rick McCathron – President and Chief Executive Officer

Stewart Ellis – Chief Financial Officer

Chris Donahue – Chief Underwriting Officer

Conference Call Participants

Matt Carletti – JMP Securities

Tommy McJoynt – KBW

Alex Scott – Goldman Sachs

Pablo Singzon – JP Morgan


Good afternoon. Thank you for attending today’s Hippo Fourth Quarter ‘22 Earnings Call. My name is Hanna and I’ll be your moderator for today’s call. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end [Operator Instructions].

I would now like to pass the conference over to our host, Cliff Gallant, Investor Relations. Please go ahead.

Cliff Gallant

Thank you, operator. Good afternoon, everybody. And thank you for joining Hippo’s fourth quarter earnings conference call. Earlier Hippo issued a shareholder letter announcing its results, which is available at investors.hippo.com. Leading today’s discussions will be Hippo’s Chief Executive Officer and President, Rick McCathron; and Chief Financial Officer, Stewart Ellis. Following management’s prepared remarks, we will open up the call to questions. Before we begin, I’d like to remind you that our discussion will contain predictions, expectations, forward-looking statements and other information about our business that are based on management’s current expectations as of the date of this presentation. Forward-looking statements include, but are not limited to, Hippo’s expectations or predictions of financial and business performance and conditions in competitive and industry outlook.

Forward-looking statements are subject to risks, uncertainties and other factors that could cause our actual results to differ materially from historical results and/or from our forecasts, including those set forth in Hippo’s Form 8-K filed today. For more information, please refer to the risks, uncertainties and other

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